Peel Mutual – Resolving a Complaint

At Peel Mutual Insurance Company, we strive to meet all of our obligations to our policyholders. As a policyholder, you own the company and it is important to us to provide you promptly with the insurance protection which you purchased.

If you are not satisfied with any aspect of your dealings with us, and wish to have your issue(s) resolved, Peel Mutual offers a formal Complaint Resolution Process.

To ensure that your complaint is handled as efficiently and as fairly as possible, please follow the steps in Peel Mutual’s Complaint Resolution Process:

  1. Start at the Source: Speak with your broker/agent, or claim(s) adjuster and let them know what you’re concerned about. In most instances, these individual can help you resolve your concerns.
  2. Escalate to a Manager: If the outcome of your discussion with your broker/agent, or claim(s) adjuster is not satisfactory, ask to speak to a Peel Mutual Manager to escalate the complaint. Or, discuss the escalation with your broker who can enact this step on your behalf.
  3. Request a Business Position: If the discussion with a Manager is still not satisfactory, you can request a Business Position from the Manager. The Business Position will come in the form of a letter or email and indicate the outcome of your complaint.
  4. Escalate to the Ombudsman: Contact the Ombudsman per the instructions below and provide any useful information to assist in the investigation of your complaint.

Peel Mutual Insurance Company is an Ontario licensed insurance company, regulated by Financial Services Commission of Ontario (FSCO). We follow the established protocol of having an employee of Peel Mutual serve the role of Ombudsman. The Peel Mutual Ombudsman is the Vice President, Human Resources, Matt LeMaire. In an effort to expedite the investigation of your complaint, please complete the Ombudsman Escalation Request Form and submit it along with your request. The Ombudsman can be reached via:

  • By phone: 905-451-2386 or 1-800-268-3069
  • By fax: 905-459-7619
  • By mail or courier: 103 Queen Street West, Brampton, ON L6Y 1M3
  • By emailombudsman@peelmutual.com

The role of the ombudsman is to review your complaint and attempt to resolve it in a manner that is fair to you and the organization. Upon completion of any investigation by the Ombudsman, you will receive a written response based upon the Ombudsman’s findings.

If this is not to your satisfaction, contact The Insurance Ombudsman at the Financial Services Commission of Ontario:

  • By letter:
    Insurance Ombudsman
    Financial Services Commission of Ontario
    Box 85, 5160 Yonge Street
    Toronto, ON M2N 6L9
  • By fax: 416-590-8480

The Insurance Ombudsman will conduct its own review and, upon completion, send you a written report. This report is not binding on either party and, if you wish, you have the option of taking legal action against us.

This process does not deal with disputes about entitlement to, or the amount of, no-fault automobile accident benefits.