“ …our claim was handled in a prompt and professional manner. Thank you for making this disaster of a situation better, and for your patience. Definitely be spreading the word about great service. ”

Amanda & Jon


Insurance and loss prevention go hand in hand. We are owned by our policyholders and our primary goal is to help our policyholders.
Loss prevention is an important part of that help.

Avoiding Cottage Fires

Avoiding Cottage Fires

  • To protect your cottage, consider a few fire safety tips. For the structure itself, select fire-resistant materials; metal roofing and aluminum siding may not look as nice as logs and wooden shingles, but they're a wiser safety choice. If you can't resist wood, treat it with a fire-retardant every few years.
  • Dry grass and debris collect under open porches, decks and floors, so close them in. This will keep sparks from blowing in and setting fire to the dry floor joists or rafters.
  • As you would in any home (but especially one you don't always live in), maintain the fuse boxes, heaters, wiring, stoves, and other possible heat sources. Store any cleaning fluids and other flammable materials in approved containers. Stack any firewood or lumber well away from the building.
  • Keep fibreglass boats and canoes away from buildings, since they're highly flammable. Store them upside down, one metre above ground level, either on a clearing or a rock. If you're storing a powerboat nearby, remove any gasoline.
  • Finally, keep the phone number for reporting a forest fire near your phone. If you notice a fire spreading, your quick attention could be a real break for the forest and everyone in the area.