Retail Store Insurance Package Features

Package Features


  • Building coverage is Broad Direct Damage
  • Contents coverage is Broad Direct Damage (Excluding Theft)
  • Loss of Income coverage is included to limit of contents
  • Computer coverage is available
  • Consequential Loss
  • Seasonal Automatic Increase
  • Debris Removal
  • Newly Acquired buildings and contents (limits apply)

The following are included subject to a special limit:

  • Off premises contents
  • Trees, shrubs, and plants
  • Extra Expense
  • Valuable Papers
  • Personal Property of Visitors
  • Professional Fees
  • Accounts Receivable
  • Interior glass and signs
  • Fire Department expenses
  • Leasehold interest
  • Contingent Business Interruption
  • Consequential Loss


  • Money and Securities Broad Form


  • Commercial General Liability including:
    • Tenants’ Legal Liability (Broad form)
    • Medical Payments
    • Non-Owned Automobile

This page contains general descriptions only. The exact provisions, terms and conditions of the policy apply in all instances.