Office Insurance Package Features

Package Features

Property

  • Building coverage is Broad Direct Damage
  • Contents coverage is Broad Direct Damage
  • Loss of income coverage included (limit applies)
  • Computer coverage is available
  • Seasonal Automatic Increase
  • Debris removal
  • Newly acquired buildings and contents (limits apply)

The following are included subject to a special limit:

  • Off premises contents
  • Trees, shrubs, and plants
  • Extra Expense
  • Valuable Papers
  • Personal Property of Visitors
  • Professional Fees
  • Accounts Receivable
  • Interior glass and signs
  • Fire department expenses
  • Leasehold interest
  • Contingent Business Interruption

Crime

  • Money and Securities Broad Form

Liability

  • Commercial General Liability including:
    • Tenants’ Legal Liability (Broad form)
    • Medical Payments
    • Non-Owned Automobile

This page contains general descriptions only. The exact provisions, terms and conditions of the policy apply in all instances.